Insurance

Insurance Services

When you set out to protect yourself or your business against life’s risks there are many options available for you to consider. There are five broad areas of risk protection provided by insurance: Life Insurance, Income Insurance, Trauma Recovery Insurance, Total & Permanent Disability Insurance and Business Expenses Insurance.

  • Life Insurance covers a particular person against the risk of death and provides for your dependants.
  • Income Insurance covers the inability to work due to sickness or injury. It can help you meet your critical living expenses if you have to stop work due to sickness or injury.
  • Trauma Recovery Insurance covers traumatic medical conditions (including cancer, heart attack, stroke, coronary by-pass surgery and angioplasty). It can help you cope financially with the effects that a trauma will have on your life. It can remove the financial stress and pay for changes you may need to make to your lifestyle.
  • Total & Permanent Disability Insurance covers a total and permanent disability that stops you from ever working again. It can help you cope financially with a total and permanent disability.
  • Business Expenses Insurance can help your business cope financially with your inability to earn the business an income because of sickness or injury.